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Regulatory

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We operate as a member-based mutual benefit institution and conduct our affairs under the applicable laws governing such bodies in India.

Our activities are limited to accepting deposits from and lending to our own members, in keeping with the mutual-benefit model. We maintain proper books of account, follow prudent financial norms, and place strong emphasis on internal controls and member protection.

Governance highlights

  • Member-only deposits and member-only lending.
  • Maintenance of statutory records and periodic compliance.
  • Board-level oversight and defined internal controls.
  • Member grievance redressal mechanism.

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